Our Services

Get The Best Car Loan Deals for Your Dream Ride.

Owning a car is now easier than ever! Whether you’re buying a brand-new car or a pre-owned vehicle, we help you find the most competitive car loan offers with minimal paperwork and quick approvals.
🚗 Apply now and drive home your dream car without financial worries!

Apply for Loan

Compare Car Loan Interest Rates

We bring you flexible financing options with attractive interest rates and easy repayment terms.

Loan Features New Car Loan Used Car Loan
Interest Rate Starts from 8% Starts from 12.5%
Processing Fees Varies with bank Varies with bank
New Car Loan Tenure Up to 7 years 1 to 4 years
Collateral/Security Requirement Varies Varies
Prepayment Charges None None
Approval Time 2 to 5 days 3 to 7 days

How to Apply for a Car Loan?

Applying for a car loan is a simple and hassle-free process:

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Fill in your details once
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Get Free, No impact credit report
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Get approval voucher
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Visit dealer to buy car

Get Loan Offers

Get in touch

Have questions? Contact our loan experts for quick assistance!

Phone: +91 120 4202181

Email: support@bikenbikecafe.com

Opening Hours:

Mon - Fri: 9am - 5pm

Sat - Sun: 9am - 2pm

Our Financial Partners

HDFC Bank
SBI Bank
ICICI Bank
Punjab National Bank
Axis Bank
Kotak Mahindra Bank

FAQ (Frequently Asked Question)

A Car Loan EMI (Equated Monthly Installment) is the fixed monthly amount you pay to the bank or lender to repay your car loan. It includes both the principal and interest components.

Car Loan EMI is calculated based on the loan amount, interest rate, and loan tenure. You can use our EMI calculator to get an estimate of your monthly installment.

Several factors impact your EMI amount:
  • Loan Amount – Higher the amount, higher the EMI.
  • Interest Rate – A lower interest rate reduces EMI.
  • Loan Tenure – A longer tenure lowers EMI but increases overall interest paid.
  • Down Payment – A higher down payment reduces the loan amount and EMI burden.

The typical process for obtaining a car loan is as follows:
  1. Check Eligibility: Lenders assess income, credit score, and employment type.
  2. Choose Loan Amount & Tenure: Decide the loan amount and repayment period.
  3. Submit Documents: Provide identity proof, address proof, and income proof.
  4. Loan Approval & Verification: The lender verifies documents and creditworthiness.
  5. Loan Disbursement: Once approved, the loan amount is transferred.
  6. EMI Repayment: Monthly EMI payments begin as per the schedule.

Yes, most banks allow prepayment. However, some may charge a penalty.

Missing an EMI can result in penalties and impact your credit score.

A higher credit score can help you get a lower interest rate.